Should You Apply For a Loan With West Creek Finance?

Should You Apply For a Loan With West Creek Finance?, If you are interested in applying for a loan, you may be wondering if you should apply with Westcreek finance. If so, you should know about the following benefits of using the company: No credit check, no hidden charges, fast processing, and EFTA claims. This article aims to answer all of these questions and more. So, take a look. You may be surprised by what you find! So, get started today!

No credit check

You’ve probably heard of West Creek finance offers no credit check before but aren’t sure what they are. These companies specialize in no credit check finance, but what exactly does that mean? It means no credit check, but they also don’t require a credit check. They offer no credit check loans, but the loan amount may be lower than your credit score. You can still apply for a loan with West Creek and get a decision in minutes.

No hidden fees

West Creek Finance makes it easy to apply for a lease to own car loan. The process is fast, and there are no hidden fees. The application can be completed at your favorite retail store. You can expect to have your decision within minutes. If you have bad credit, this financing option might not be for you. To find out if West Creek is right for you, read on. You can apply for a loan in minutes.

Fast process

West Creek Finance is a no credit needed lender that offers financing from $500 to $5,000 towards your purchase. They serve customers in Steubenville, WV, Weirton, OH, and Wintersville, OH. The process is simple and fast, and there are no hidden fees. In a few minutes, you’ll know whether you’re approved. You can choose the terms of your payment, too.

The process for applying for a loan from West Creek Finance is fast and easy. There are no hidden fees, no credit checks, and no credit checks. This no credit check financing company works with furniture, mattress, appliance, tire, and HVAC system retailers. You can apply with a debit card or your bank account. West Creek finance has great approval rates, and the process is fast. It’s easy to apply online and take advantage of the no credit check financing option.

EFTA claims

You can file an EFTA claim if you suspect that your financial institution is taking payments from your bank account without your permission. This is because the Electronic Fund Transfer Act (EFTA) protects electronic payments made from your bank account. Moreover, you are entitled to stop any recurring payments if you want. West Creek Financial has been collecting recurring payments from its consumers, even after you told them to stop. In addition to that, you may have been charged more money than you originally agreed upon.

The EFTA rules also protect you from fraud and other illegal activities by financial institutions. If your bank refuses to credit your account or prevent you from transferring funds to someone else, freeze your account or block your card, or make any other mistake, you can file an EFTA claim in court. You can also claim punitive damages of $100 to $1,000, plus court fees. The sooner you report the incident, the better.

TCPA protections

You may have noticed that you have been receiving calls from West Creek Finance without consent. While telemarketing calls may be legal, they do not have to be. You may also have heard of the Telephone Consumer Protection Act, or TCPA. Using this law protects consumers from robocalls, which are automated phone calls without a live person on the other end. If West Creek Financial has been making unauthorized calls to your bank account, you may have a valid case.

You may have heard of the TCPA, which places numerous restrictions on “calls” to residential telephones. This law has been interpreted to cover texts as well. The law also allows for private legal action and stiff civil penalties for violations. Generally, a TCPA violation is punishable by a civil penalty equal to the actual damages, plus $500 for each phone call. For willful or knowing violations, the penalties are trebled. There has been a cottage industry focusing on TCPA claims. These claims are often technical violations.

Consumers may be able to file a complaint with the FTC in the case of a violation. The FTC has the right to investigate the matter and prosecute violators for violating the TCPA. This law protects consumers from telemarketing and robocalls. The law is also applicable to common carriers and debt collection agencies. So, if you have been the victim of such violations, it’s worth filing a lawsuit.


You may be wondering how to contact West Creek Financial. Luckily, there’s an easy way to do it. Below, you’ll find their contact information, as well as links to their website, Facebook, Twitter, and LinkedIn pages. If you need more information, please visit our detailed company description and contact page. You’ll also find a list of commonly asked questions, which may help you decide whether to work with this financial agency.


The investment firm Victory Park Capital recently provided $25 million in senior secured credit facilities to West Creek Financial, a point-of-sale lease-to-own provider. This credit facility will aid West Creek’s growth and expansion by providing it with the capital it needs to continue its mission of providing affordable alternatives to traditional leasing. Currently, the company has a credit facility capacity of $250 million. Its principals, David and Roberta Levy, serve as its board of directors.

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